Tag Archives: finance

Mac Business Software?

Hey, Roadies.

I need a little help. My wife’s awesome floral design business keeps growing (huzzah!) and our current system of accounting (legal pads, hastily scrawled notes, tax records sent in on hello kitty stationary) is no longer sufficient.

I’m looking for a way to manage her business finance that will work on a Mac. Some of the more popular choices (QuickBooks Online, etc.) are for PC only (insert snarky “PC’s are for business” comment here). I know several of you are self-employed, income-producing type persons with several of the same businessy needs that we have, so I’d like to know what you use. I need to find something that does the following:

  • Manages basic cash-method accounting, with no inventory.
  • Sync’s with online backing from World Savings Bank, er Washington Mutual, uh WacoviaOne World Federal Freedom-First OmniBank, a wholly-owned subsidiary of the U.S. Treasury.
  • Prints and tracks invoices.
  • Simplifies tax accounting for both self-employed taxes and sales taxes (on a per-county basis would be great, since her weddings take place all over the state).
  • MUST run on Mac! Online version would be great, but install software is fine too.

Any “Huzzah, use this!” or “Stay away, do not go to there” advice to pass along?

Escrowlicious

So, Zack was right; escrow is soul-destroying. The sheer number of things that have to get done, and in order, is overwhelming.

Income verification. Tax records. Account statements. Home inspection. A second home inspection by someone who just does chimneys. Termite report. Injunction to invalidate the termite report and force a new one because the first one didn’t note wood rot that the home inspector found. Request for repairs. Resubmitting the income verification, tax records, and account statements because our broker found a better rate with a new lender. Hazard insurance. Title records. Title insurance. Whiskey. And that’s just week one.

When we signed our offer, we asked for a 30-day escrow. We felt ready to move quickly, and wanted to make the offer as attractive as possible. Now, 30 days feels like an impossible deadline. Neither of us is sleeping at night. Our kids have keyed in on our frustration, and they are running on full overdrive all the time. We’re both taking on a ton of extra work right now to earn as much as possible before it comes time to pay for closing costs.

All that to say, buying a house sucks. I hope owning a house is worth it.

whiskey blues